Waterford Credit Union

We look after our own

Waterford Credit Union

We look after our own

Membership

WHY JOIN WATERFORD CREDIT UNION?

  • Excellent customer service
  • Friendly professional staff
  • Free loan protection insurance
  • Free life savings insurance
  • Death benefit insurance
  • Repayment protection insurance
  • Car, home & travel insurance
  • No transaction charges on personal accounts
  • Very competitive interest rates
  • Flexible repayment terms
  • Convenient opening hours
  • Online banking
  • Bill Pay service
  • Community based organisation
joining a credit union

How to Join

 

Once you live or work within the ‘Common Bond’, you are entitled to become a member of Waterford Credit Union. The ‘Common Bond’ is the characteristic that unites all members of our Credit Union. It defines the area in which our Credit Union can operate and those who are eligible for membership. Details of Waterford Credit Union's Common Bond are available on request from officers at either branch.

You may also join by association. To do so, you must be living in the same house as a person with an account in Waterford Credit Union.

WHAT YOU NEED

To open an account, you need the following items:

  • One form of photographic identification, e.g. passport, driving licence
  • Proof of PPS number, e.g. medical card, government letter
  • Proof of address, e.g. recent utility bill dated within the last three months

To open an account for a minor (someone under the age of 16), you need the following:

  • A copy of the child’s birth certificate
  • Proof of the child’s PPS number, e.g. medical card, government letter
  • Proof of parents’ address, e.g. recent utility bill dated within the last three months
  • Photographic identification & PPS number of parent/guardian, as they will have authority to operate the account up to the child's 16th birthday.

The above items are all requirements of the Criminal Justice (Money Laundering and Terrorist Financing) Act 2010

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