Debit Card and Current Account

Current Account from Waterford Credit Union

We are excited to announce the launch of our Current Account and Debit Card. The Current Account service provides a real choice for members day-to-day money needs. Members can now operate a full-service current account, which is separate from your savings or loan accounts. The Debit Mastercard gives instant access to money in your current account through a globally accepted debit card, a secure app and online portal with mobile functionality. Waterford CU is always with you no matter where you are in the world!

We promise to never lose our personal touch, your account will continue to be delivered and managed by our friendly and professional staff. You also have the option to call or drop in at anytime.

Waterford Credit Union – a real and beneficial alternative to your bank.


  • Easy to sign up
  • *NEW Apple Pay, Google Pay and Fitbit Pay digital wallets
  • Contactless payments
  • Transparent fees (concessions available)
  • Globally accepted debit card
  • Instant access to your money
  • In-store, online or at ATM’s
  • Salary deduction/bill payment
  • Overdraft for unexpected expenses
  • Cash back available
  • Priceless Ireland
  • Same friendly service

How to sign up?

  • Members can sign up online (once registered) by clicking here.
  • Alternatively, you may do so in-branch at Parnell Street, Upper Grange or Tramore.
  • To register online please click here.

Student Current Account at Waterford Credit Union

Why sign up for a Student Current Account at Waterford Credit Union?

👉 Free day-to-day banking for students
👉 Free Online & mobile banking
👉 Globally accepted debit Mastercard with contactless
👉 Reduced rate student loans

👉 Access to Mastercard Priceless Cities

Current Account brochure

  • Details can be viewed here:

Introducing Current Account brochure


Lost or Stolen Debit Card | Suspicious Transaction

  • If you need to get in contact regarding a lost or stolen debit card or you are suspicious of a transaction on your debit card account please call our ‘Credit Union Card Services’ team on 01-693-3333.


Current Account & Debit Card T&C’s

Please click here.

Further Information & Support


Apple Pay, Google Pay and Fitbit Pay

We are delighted to announce a significant enhancement to the Current Account service with the introduction of Apple Pay, Google Pay and Fitbit Pay.
The Current Account Debit Mastercard can now be added to Apple Pay, Google Pay and Fitbit Pay digital wallets, making it easier for members who prefer to use their mobile phone, Apple device and/or Fitbit watch to make Contactless payments. The use of digital wallet payments provides a safer more secure way to pay that removes the need to handle payment cards, touch physical buttons or exchange cash. It’s the modern way to pay, particularly given the times we live in. And with the Credit Union Current Account members can tap away in the knowledge that Contactless payments are free.
How to set up Google Pay and Fitbit Pay?
To set-up Apple Pay, Google Pay and/or Fitbit Pay, just download the app, enter your Debit Card details by scanning the card or entering the details manually, and submit a One Time Passcode. Use wherever Contactless payments are accepted. You simply hold your mobile phone and/or Fitbit device near a payment terminal to make a Contactless payment.
Please note: your device must have NFC (Near Field Communication) Technology.

Changes when shopping online – January 2021

From 1st January 2021, members using their Waterford CU debit Mastercard will need to carry out an additional security step before they can complete their online shopping.
These changes are being made right across the European Union and are designed to provide better protection for consumers, help reduce fraud and make shopping online even more secure.
Check out our ‘Frequently Asked Questions‘ for more details.