Waterford Credit Union

We look after our own

Further Education Loans with WCU

January 24, 2018



Are you, or a family member going to college in 2018?  If so, you have probably been busy filling out CAO forms around this time. Whichever college you choose, Waterford Credit Union understands the expense of student life from; college fees, books, laptops, accommodation and other living expenses.

To help make the transition to college as stress free as possible we are offering our members a special education loan rate of just 6.69% APR.

If you are not already a member, that’s ok - there are just a few things you need to do first:

Open a account:

  1. Photo Identification (Passport/Driving Licence)
  2. Address Verification (letter from School, Government body - letter from HSE, Revenue etc. dated within 3 months)
  3. Proof of PPS number ( medical card/revenue letter)
  4. You must save for 10 consecutive weeks without withdrawing to be eligible for a loan 

There are many benefits of a Student Loan with Waterford Credit Union, here’s just a few;

  • Special education loan rate at 6.5% interest (6.69% APR)
  • Flexible repayment options
  • Full online banking
  • High loan approval rating - over 96%
  • No transaction fees
  • No penalties for early repayments
  • Free loan protection insurance
  • Loan interest rebate

What can you expect to pay?

Loan Amount

Weekly Repayment over 1 year

Weekly Repayment over 2 years










Representative Example:

€3,000 over 1 year (12 months) at a variable rate of 6.5% (6.69% APR) equates to 52 weekly repayments of €59.63 and a total repayable of €3,100.10.

Get in touch!

Plan ahead & discuss your Student Loan with our lending team by:

Call - our lending team today on 051-861616,

Email - phaloan@waterfordcu.ie 

Apply online - www.waterfordcu.ie

Drop into either of our offices in Parnell Street or Upper Grange

 Waterford Credit Union is regulated by the Central Bank of Ireland. T&C’s apply. APR 6.69% - #AD

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