Waterford Credit Union

We look after our own

Further Education Loans with WCU

April 29, 2017


Going to College in September?  It’s coming up to change of mind time now for the CAO and you’re looking at your options again? Or you could be in college already and finding it tough to get the finances for the upcoming years? You may also be a parent trying to help your son or daughter getting to college. Waterford Credit Union can help you!

Here at Waterford Credit Union, we understand the expense of college fees, books, laptops, accommodation and other living expenses. We would be delighted to help you or your parents in any way; we can to make the transition to college as stress free as possible.
Not a member? That’s ok; you still have time. There are just a few things you need to do first:

Open a account:

(Photo Identification(Passport/Driving Licence)
Address Verification (letter from School, Government body - letter from HSE, Revenue etc)
Proof of PPS number ( medical card/revenue letter)

You must save for 10 consecutive weeks without withdrawing to be eligible for a loan    


There are many benefits of a Student Loan with Waterford Credit Union, here’s just a few;


  • Special education loan rate at 6.5% interest (6.71% APR)
  • Flexible repayment options
  • Full online banking
  • High loan approval rating - over 96%
  • No transaction fees
  • No penalties for early repayments
  • Free loan protection insurance

What can you expect to pay?


Loan Amount

Weekly Repayment over 1 year

Weekly Repayment over 2 years










Representative Example:

€3,000 over 1 year (12 months) at a variable rate of 6.5% (6.71 APRC) equates to 52 weekly repayments of €59.63 and a total repayable of €3,100.10.

Get in touch!

Plan ahead & discuss your Student Loan with our lending team by calling phone-a-loan team today on 051 861616, call into either of our offices in Parnell Street or Upper Grange or checking out our website on www.waterfordcreditunion.ie and apply online.

 Waterford Credit Union is regulated by the Central Bank of Ireland. T&C’s apply. APR 6.71% - #AD

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